Combined RTI GAP Insurance Key Benefits

Protection for your car purchase
Combined RTI GAP insurance ensures that you aren't affected by depreciation, or finance early redemption charges, if your vehicle becomes a total loss.

If you have purchased your car on finance
Combined RTI GAP Insurance will cover any shortfall in your loan settlement which will give you money towards your next car.

If you are a cash buyer
Combined RTI GAP Insurance will provide a means of replacing the difference between the amount you paid for your car and your insurance settlement. There will be no need to use your savings to purchase a replacement car of the equivalent standard.

If you are leasing a car
Combined RTI GAP Insurance may cover any shortfall in the lease early settlement amount and give you money towards your next car (For leasing contracts the payout is based on the vehicle invoice price and will only include early termination fees where the total falls below this level).

Features

• 2, 3 or 4 years cover
• Covers shortfalls of up to £20,000
• Cover for new and used vehicles up to 6 years old
• Claims processed quickly to help you purchase a replacement vehicle

What we say about depreciation Statistically, in the UK new cars depreciate by 40% to 75% over the first 4 years. (Based on an averaged sample taken from the Whatcar depreciation index, June 2008) See the WhatCar depreciation calculator link below for the projected depreciation of your car over the next 4 years. http://www.whatcar.co.uk/depreciation-index.aspx Depreciation - Some examples   Year 0 Year 1 Year 2 Year 3 Year 4 Alfa Romeo 147 Hatchback 1.9 JTD 16v Turismo 5dr 17,734 7,380 6,456 5,603 4,288 BMW 5 Series Saloon 525i M Sport 4dr 33,725 16,087 14,039 12,400 11,194 Honda Accord Tourer 2.2i ES CT 5dr 22,759 15,279 12,631 10,411 8,576 Saab 9-5 Saloon 2t turbo Edition 5dr 20,750 7,301 6,071 5,347 4,289 Figures provided by the Whatcar Depreciation Index, Jun 2007